Long as you meet the other qualifications your good to go.
All the Very Best
Dave & Lisa
My suggestion is that you wait until you have been notified your plan has ended and the Certificate is forthcoming. In the meantime, sit down with a local mortgage lender in your area who does a lot of FHA loans. (FHA guidelines are more flexible). If you are not sure, ask a Realtor to give you a list of names. Get a pre-approval so you will know what items and documentation they will need for you to get approved upon completion of your C-13 plan.
Matusoff & Associates Real Estate
Linda Morris - Cardinal Realty
patience is a virtue. Sit tight, you may be able to save thousands on a house in 12 months from now, which will be only a few months from paying off your BK, and you might have been able to save thousands in the meantime for down payment. A wise man told me the other day, smart money is renting right now. Which i was bummed because i help people buy and sell but the more I think about it the more I realize he is right.
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