West Plano is the place to go. I moved from Los Angeles (Beach Area), I feel very safe in West Plano(or even any part of Plano). North Dallas (Plano, Frisco, Allen and McKinney) these are the best in the USA. Though summer is little HOT but Quality of Life and School Districts are best in US. I am living here for last six years. You can find everything from Good Food to Lots of shopping choices with in Plano.
Other best thing about Plano is your kids are protected even in Dark(Police are very strict and everywhere. Taxes are little high compare to LA. But schools are like private schools.
Hope this will help. By the way I am Software Engineer and not RE Agent.
Welcome to Texas! You are going to love it here. We have great schools, parks, recreation, shopping, dining, and plenty of corporate headquarters for employment opportunities. Our economy is stronger than many other areas, and our cost of living is lower too.
As for getting pre-approved for a mortgage - that's your first step to becoming a home owner in Texas. It's good that you are doing your research early. Your down-payment will be somewhere between 3.5% to 5% minimum. You will also have some closing costs (such as lender fees, title company fees, pro-rated taxes, etc) which could cost another 1% to 2%.
Once you are pre-approved by a lender, you will want to start the home shopping process. You should find a Realtor who can assist you. That Realtor is able to send you home choices that meet you specific needs via email, which will help you get a clear understanding of what type of homes are available to you. Then, when you are planning a trip to Texas, your Realtor can schedule appointments to take a personal tour of the homes you are most interested in.
Your Realtor will be your trusted resource throughout the entire relocation process. They can even recommend mortgage professionals for you to consider right now.
If you are not already working with a Realtor, I would be happy to represent you in your relocation. Please contact me anytime at 214-418-0180 or email@example.com for further information. I would love to send you some general home buying information via email right away.
Have a great day!
Melissa Hailey - North Texas Top Team, Realtors
Coldwell Banker Jane Henry Realtors
a. is based on number of factors governed by the lender. You can anticipate at least 3.5% of sales price or more.
2. Mortgage basic
a. 2 years solid employment
b. 625 + credit score
c. Down payment requirement
Plano homes for sale Plano Tx - website updated daily
Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
Follow me on Facebook
Welcome to the states!!
You will love living in Plano as everything here exceeds to excel. Great schools, great families, cost of living in TX is great all together here.
It seems like you have some concerns regarding mortage and how it works here in Texas. I work with a great team of lenders who can answer any questions or concerns you might have regarding mortgage and financing of a home. We're here to help you make the moving process an ease, worry free.
Provide me with your contact information - I will have my lenders call you to discuss further in detail what and how to prepare for purchasing your first home here in Texas.
Looking forward to working with you!
Melissa Trang, GRI
Ebby Halliday, REALTORSÂ®
Direct: (469) 766-3888
Start your home search, today! @ http://www.melissatrang.ebby.com/
Welcome to Texas!
To answer your question
1) it will depends on your credit. Average is about 5% to 8% for downpayment amount. I would highly recommend getting an US credit card to start building up your credit in the US.
2) As far as mortgage. There is really no other alternative to get mortgage besides going thru a bank. I mean there are private investor out there too. but they are usually at a much higher rate than traditional banks. Your best bet is to have an local bank to give you a mortgage loan.
You can contact me at firstname.lastname@example.org If you need help getting to an lender in the States.
Down payment will depend on your credit and income, and some other factors.
We need to get you preapproved with a lender first.
Are you coming to work? Is that work lined up? Do you have an offer letter already?
Income is typically required now to get a loan.
We have lenders that are used to working with our clients, so just drop me a line or give me a phone call and we'll get you connected.
Otherwise you may have to pay cash....and the down payment to sign the contract might be as low as 2500 or so, but you'll need the balance in 30-45 days unless you plan to get a mortgage.
Here is a link to some homes currently for sale in Plano.
You will love Plano, it's a fantastic community. Very different from London. My sister currently is working there and just finished her Masters at Cambridge in cultural anthropology. I would be happy to help you decide if Plano is the best area for you based on your needs. Also, I have a fantastic lender contact who can answer all of your loan questions. Want to Skype with me:
melanie.cotter1971 or my direct e-mail is email@example.com
My office, Keller Williams-Plano holds the biggest market share in Colin County (where Plano is) so I'm sure I can help you. I also live in the area in a town called Frisco, Texas. You may want to google it. You could probably afford a new construction home in this area if that appeals to you.
Melanie Woldt Cotter
Welcome to Texas!
Plano is a wonderful place to live in terms of cost of living and quality of living. It also has a lot of exemplary public schools if you have children in schools. So no worries here.
In terms of down payment, it can be from 3.5% and up. I have a lender who can help you, he has approved my client who lived in the US for less than 1 year and is not a US citizen, and he's currently working with another client who is a foreigner.
I have helped so many clients relocate here and I'd be happy to help you, too. Feel free to call or email me.
Susie Kay, RealtorÂ®
GRI, CHMS, SFR
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240
Servicing your real estate need is my priority!
I work frequently with relocation clients and have several ex-pats I can refer you as reference. In the meantime, please feel free to visit my site http://www.topagent.co for more information about me and our area. You can also search for homes directly from the site.
I would welcome the opportunity to visit with you further about your move and can put you in touch with several great lender contacts. Feel free to call me at 469-450-1326 or email firstname.lastname@example.org.
The down payment for a mortgage will be 3%-3.5% of the price of the home. There are a few other types of mortgages you can get and I have a mortgage company that can assist you.
I have extensive experience with relocation including helping families from overseas.
It would be my pleasure to help you and your family.
Please feel free to email or call me and I will help with all your questions.
Ebby Halliday Realtors
Mobile Site: m.sherryrenfroe.com