Terry,
The best VA lender in the Valley is Supreme Lending in Brownsville. You can use our website referenced below. Just click on the financing tab to request a free pre-qualification. Ronnie or Linda will get back to you with all the details.
Good Luck,
Chris Clark, Broker, Harlingen, TX

I think the best way to go is to use your VA loan. Typically the interest rates are low and these are about the last loans currently that allow for 100% financing if you need it. It is credit score based though, so you do need a good credit score to qualify for VA insured loan. Contact your local lender or the one your realtor recommends and have them check your qualifications for this loan.

The best thing to do is get pre approved to be sure you can use your VA benefits. Assuming you can qualify to use your husband's benefits you will be able to get 100% financing of the loan and the program allows for up to 6% seller contribution towards your closing costs. I would be happy to go through the pre qualification with you over the phone it only takes a few minutes then you will know what loan amount you can qualify for.

Leesa Sandoval
Sr Loan Offier
Direct 972-407-7922

Aloha,
VA is a great loan program and if you find a lender who specializes in them, they can answer a lot of questions. For some quick answers to some frequently asked questions, you can follow this link. The maximum loan amounts will vary on individual markets and the ones shown here are for Oahu, Hi. Other than that, the information should give you a lot of answers.

http://www.homesoahuhawaii.com/bin/web/real_estate?acnt=AR24…

Terry,

Hi, I am a Marine Corps veteran and also a Mortgage Banker...email me I will give you the break down of first time homebuyer programs for veterans...my email address is Tino.Muratore@gmail.com.

Thanks,

Tino Muratore
USMC

You need to speak with a loan officer and pre-approved then work with a local realtor therefore you will know more about what you can qualify for based on credit scores, debit ratio, short / long term goals.
http://www.lynn911.com