Al,

Could you please rephrase your question......I'm non understanding exactly what you are asking..

Thanks

Al, in many cases the broker doesn't charge you a fee. They get rebated by the lender. Typically when you pay a fee it is to get the loan percentage lowered. For example and purely example.. say you pay 1 point(1% point) your rate may be 5.5% and if you pay 2 points 5.0%. You could get the same loan terms without paying any points and maybe that rate is 6%. In all those cases the bank will most likely be rebating the broker some amount. It could be 1% or more. It could also be less. Shop around a little and ask brokers what their fees are and current rates. Keep in mind these can change daily and sometimes even more often in these current markets. If you don't have a real estate broker check in with me for any needed help. I also do loans for some clients through a loan company I'm associated with.
Glen Mitchell
Licensed Broker in Calif. and Hawaii