You can qualify for a VA Texas Vet loan with scores down to a 580. Rates today are at 2.88% fixed... NICE!!!
Go here (and you can thank me later): http://www.DHIMortgage.com/Kasey-Hampton - quick, easy, and free.
Once you have that out of the way... I'll pull you a list of all the homes that fit what you are looking for in the area you would like to focus on... and we are off popping open doors :)
Easy as pie really...
Jason C Campbell
Option One Real Estate
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
firstname.lastname@example.org | http://www.AustinListed.com
How many agents are going to refer their clients to a lead company? That's all this company does is collect information & sell it to lenders & brokers as leads.
What's even worse is these people are presenting themselves on Trulia as licensed real estate agents.
I did a search on The Texas Real Estate Commission's website for Andrea Gomez and just as I thought, she's not listed. Check it for yourself.
She also doesn't show up on the Keller Williams website under their agent search. Check it by clicking the link below.
Where did you get that score? Do you know all 3?
Do you have any credit card debt that can be paid down?
Utilizing a high % of your credit limit will sink scores pretty hard.
If you can pay that down, you might see at quick 20+ point boost.... Just enough to get you FICO scores high enough.
Please feel free to contact me directly with any follow up questions.
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
Randy Roberts claims the following in his Trulia profile: http://www.trulia.com/profile/thelendersnetworkllc/
"Started my career in the world of finances and banking, after I got married I opened my own Real Estate company with my partner, Randall. We have been focusing on helping average americans live the American dream even with credit issues. Our main focus is originating loans nationwide, and Realtor referrals nationwide. Randall and I owned a credit repair company and know the in's and out's of credit, no offense but 99.9% of Lenders we talk to know nothing about credit. It is a science and I know everything there is to know about it. We have established contacts in the mortgage industry and have closed on loans as low as 500! We also do a little real estate investing so if you have any ideas or possible business deals I am all ears!"
So it appears that Randy is a lender, a real estate agent and credit expert yet I can't find any ties to him and the license # he lists on his profile,1741885. I searched the National Mortgage Licensing System and found nothing there which is strange because every lender has to be in that system. I checked the California Bureau of Real Estate but that license # belongs to someone else. See the search results here: http://www2.dre.ca.gov/PublicASP/pplinfo.asp?start=1.
So this guy isn't a licensed lender or real estate agent so what is he licensed to do?
Now let's look at the website these people are spamming Trulia with:
You have to scroll all the way to the bottom of the page to see the disclosure below:
The Lenders Network LLC is a Marketing Lead Generator with its main office located at 14241 Dallas Parkway Suite 650, Dallas Texas 75241, Telephone Number 855-841-4663. Â© 2013 The Lenders Network, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.
So it turns out this is just a Marketing Lead Generator or something like Lending Tree or Lower My Bills where they capture your information and sell it as a lead to lenders and or real estate agents.
This is a far cry from the representation they've presented here on Trulia.
At least now you know what's really going on.
Thank you for your service!
Licensed Mortgage Loan Officer
100% Home Loans All Over Texas For 30 Years!
Pretty much every lender requires a middle credit score of at least 620 so you're almost there. You need to have a mortgage professional (like me) review your credit to see what can be done through a rapid rescore to get your scores where they need to be in just 2-3 days.
Please feel free to contact me for more information or help. You can also find more info by clicking the link below to my personal VA mortgage website.
Senior Mortgage Banker
I also have an outstanding buyer benefits program which could save you thousands of dollars across all the key elements of the home buying process.
email me at Broker@BestPracticesRealty.com for full details.
Leah McNamara GRI BPOR
Best Practices Realty
Direct: (210) 745-1411
Lenders will typically look at FICO scores from the 3 credit agencies and then look at other factors as well - this may mean that you're even in better shape than you think. VA loans are awesome because they require 0% down and interest rates are at record lows.
It's best to speak with a competent lender to get a complete picture and get pre-approved. I would highly recommend Lisa Warren of SWBC Mortgage to assist you. Here is her info:
Senior Mortgage Banker - SWBC Mortgage
8400 Blanco Rd, Ste 100
San Antonio, TX 78216
She is super easy to work with. Let her know Darrell recommended her and when you are set to find a home, I'll be glad to assist. If you want to speak to her today, Saturday, give me a call and I can get you in contact with her.
Darrell D. Drouillard
Home Team of America
16719 Huebner Rd., Bldg 4
San Antonio, Texas 78248
'Serving all Your Real Estate Needs'
Only the mortgage broker who is reviewing your loan application make that decision.
Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
Follow me on Facebook
I suggest you give Sean O'Donnell, Senior Mortgage Counselor with Patriot Bank Mortgage, a call @ 210-860-7783 as your very next step. He is honest, knowledgeable and doing it the right way for the right reasons. He has a weekly radio show(search "seanthemortgageguy"), industry respect and unlike most lenders, he works weekends, and has a son in The Marine Corps. Best of luck.