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WUSSUP WITH ZERO DOWN PAYMENT ARE THERE ANY PENALTIES
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The only real Zero down programs are VA loans for veterans of the military. You may be able to get an FHA loan and have sellers contribute to your down payment, but that's a rare situation.
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$169,900
2 br 1 ½ ba
$367,500
4 ba
$185,000
6 br 3 ba