You Have Nothing to Lose and EQUITY to GAIN! At your service, Get approved and buy today.
Sheryl Arndt, Broker
If you have not get in touch with a lender by this time, I do have a prefer lender that she will be able to help you out with your questions, this is a very good time to purchase your home, with the lowest interest rate in history.
send me an email and I will be more than happy to send you her email, phone number so we can help you get closer to your goal of owning your home....
Ruth E Feast
The Feast Team
with Keller Williams REalty
So, the point is...you might be able to get it done; but the question remains why would you? Or, should you? Any variance to the "model" loan will result in higher rates and fees. Essentially, lower score loans are the new "sub prime" market and the charges are hefty. If the market was hot, or even heating up, it might make sense to bite the bullet and pay higher rates and fees. However, that is not the case. Prices are lanquishing and rates are certainly not voliatile at this point.
Why not work on your credit to get your scores up before buying. And I am not talking about paying a credit repair company. An indepth conversation with a mortgage professional will probably give you all the direction you need to get your scores in great position to buy in as little as a few months. I have helped many consumers through the years and the results are happy home owners with reasonable payments. Would love to answer any questions specific to your situation. All my best,
Please see my blog for advice and tips on getting a mortgage