One of my lenders helped them navigate the process of credit and they are now going to be homeowners.
No charge to the buyers, they will move in with less than $1000 out of pocket total expense.
We can do the same for you!
USDA just announced that they are postponing the boundary adjustments until JAN 15th, 2014. That means that a good portion of Queen Creek is STILL within their boundaries, but it likely won't be that way after JAN 15th.
This gives you enough time to find a home and get started on a USDA loan!
Let me know if you need help searching for a home; I'd love to assist you!
Realty ONE Group
I work with a great lender who can help you with your credit and get you on the right track to buying a home!
Please give me a call at 480-275-9566 and I would love to give you some information!
PS. I look forward to working with you soon!
We won't know until SEPT. 1st, so if you have a second, send me a quick email directly to Jim@TheAZRealtor.com and I can let you know on SEPT. 1st IF the new boundaries take effect.
One thing to note...the USDA has said at least 2 to 3 times in the past 18 months that they were going to re-draw the boundaries and they postponed it every time. It's possible that they delay it yet again until some time next year. If that's the case, you might be able to repair your credit in time to get a USDA loan.
I have an excellent lender who is currently helping another buyer of mine to repair his credit and he's going to be qualified for a new mortgage in less than six weeks after contacting her. Of course, it might not happen THAT fast for you, but it's worth giving her a call and see what she can do for you (at no charge). She will review your three credit reports and give you an outline of exactly what to do to bring up your score.
Here's her contact info:
She is VERY knowledgeable about USDA loans and she would love to assist you in rebuilding your credit and getting you a new loan!
Thanks for your question!
Realty ONE Group
All the best!
Here's a lender I work with:
Gary N. Lau
Wintrust Mortgage, a division of Barrington Bank & Trust, NA
602.690.9626 Mobile / Text