Crucian, Home Buyer in Clearwater, FL

USDA Homes in Hillsborough County

Asked by Crucian, Clearwater, FL Sun Mar 17, 2013

I'm looking for available USDA homes in the Tampa Bay area. Preferably Hillsborough County. I've been researching and I also found that this is not only a popular choice in other states, but that you can even pull off having the seller pay 6% towards closing as well. I was wondering how likely this is in the Tampa Bay area.

Help the community by answering this question:


East Hillsborough still has eligible USDA locations. Yes, 6% from the seller is allowed. Contact below if you need assistance.

USDA Mortgage Source
Florida USDA Loans, 7 days a week
Ph: 904-302-6060
0 votes Thank Flag Link Thu Nov 5, 2015
Not likely a Seller will pay 6% closing costs in Tampa Bay. We're in a frantic Seller's market right now and virtually every property is getting multiple offers within 48 hours of being listed.

If you are a first time homebuyer we do have up to $7,500 available from the State of Florida Bond program that will allow you to buy in all areas (not just the USDA area) and there is plenty of money available. You MUST work with an APPROVED lender and I can highly recommend Gina Davis with Iberia Banc:

Gina Harris, iBERIABANK
3550 Buschwood Park Dr., Suite 295
Tampa, FL 33618
813-244-5685 cell

All the best,
Alma Rose Kee, PA
Future Home Realty
0 votes Thank Flag Link Mon Mar 18, 2013

I'm in Tampa and have the realtor partners who know how to negotiate seller concessions for my buyer referrals.

See program(s) #2, # and #4 below, then contact me to talk about how to minimize payments and reduce out of pocket costs.

1) 100% LTV- VA / (VA Jumbo @ lower ltv)
2) 100% LTV- USDA/12 mo. into Chapter 13 BK…OK Too
3) 99% LTV- FHA / (FHA to 580 score @ lower ltv)

4) 97% LTV- No monthly MI-No FHA 1.75% Fee
5) 95% LTV- CONDO
6) 90% LTV- No PMI -2nd Home
7) 90% LTV- JUMBO w/cc
8) 85% LTV- No PMI - Super Jumbo
9) 80% LTV- Invest./Rental
10) 75% LTV- Foreign Nationals

--------STATED INCOME ALT up to Super Jumbo-----------
11) 80% LTV- FIX n’ FLIP Invest. Prop.
12) 75% LTV- Foreign Nationals
13) 75% CLTV- Short Sale, BK, Foreclosure Forgiveness
14) 70% LTV- Soft and Hard Money
16) COMMERCIAL PROGRAMS-available nationwide

Go to: http://WWW.PRO-OPTION-COM or call 888-662-4404

Steve McRory
Pro Option Mortgage/ Florida

Prior Service U.S. Marine Corps
0 votes Thank Flag Link Mon Mar 18, 2013
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