A townhome will have rules and regulations, such as, parking at certain places and certain hours, noise / parties, etc, etc ,etc.
In a house, you have to follow the city rules and regulations only. You can paint of change the siding of the home to your choice, instead of everyone desision in an association.
Both have advatages and disadvantages.
We could assumed that something new, won't have any isses in the next 10 years, and any issue the whole association will have to deal with it. If you buy a home, you will deal with every detail.
Do not worry about cutting the grass and remove the snow, there are companies that you can hire to do it, if you buy a house. In a TH, ussually, that is included in the Association fee.
To the end. buying a TH could not be the same monthly payment, ask how much is the assiciation fee and Please, check with your finance person.
in townhomes. The market in ten years really cannot be predicted.
Single family you do all the outside work, etc. and make all your own decisions
about the exterior.
Townhome living the yard work, shoveling is done for you and you pay an
association fee for this. You will have abide by the rules and regulations
for the association. So, if you want to pay your townhome white you may
not be able to get it approved.
Both kinds of properties can hold their value. I would it would depend on location
of the structure.
Coldwell Banker Burnet
A licensed Mn. Realtor
So, from there, it depends of your lifestyle and how much your ability to make your own choices means to you and your family.
The only thing I can say for a positive about townhomes is maintenance is minimal but you pay for that.