We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
Visit us online at http://www.globenetrealty.com or call us at 714.988.8399
If you have questions, I'm here in CA and happy to help.
As far as ratios go, in general all your debts, including the new mortgage payment (principal, interest, taxes, and insurance) should be no more than around 45%. The housing ratio should be no more than 30%, although with good credit and a large down payment you might be able to get approved all the way up to 50%.
The only way you can find out for sure is to actually speak to a lender and provide income and asset documents and have your credit run. Anything outside of that would be pure speculation.
Feel free to give me a call or email me if you would like assistance with that.
Tony Grech | Mortgage Loan Originator | NMLS #977416
PMAC Lending Services, Inc.
Toll-free (855) 642-4762 ext. 278
Mobile (313) 622-7383
Fax (248) 945-4842