SEAN,

THE FIRST THING YOU SHOULD DO IS CONTACT A LOCAL MORTGAGE BROKER AND GET QUALFIED.
IF YOU ARE JUST STARTING A NEW JOB, THERE WILL PROBABLY BE A WAITING TIME BEFORE YOU CAN PURCHASE. ONCE YOU HAVE BEEN TOLD BY THE BROKER THAT YOU ARE OK TO PURCHASE AND WHAT AMT YOU CAN AFFORD ----YOU ARE READY TO GO SHOPPING FOR THAT NEW HOME!!!
I WOULD LOVE TO ASSIST YOU AND ANSWER ANY OTHER QUESTIONS YOU MIGHT HAVE.

Hi Sean:

21 years old is not too young to invest, but I do have to say that you are one of the very rare wise young men out there. I know a realtor in Sacramento, he is about 23 years old and he already has four rental properties. We were all quite envious and wondered why we did not start young.

If you have good credit scores, savings for down payment and good income with history to boot, you should not have any problem getting into a house.

Good luck!

Sylvia Barry
Marin Realtor.