The most important part I feel is that you feel confident with the lender or loan officer. By confident, I mean someone who can close your deal on time, provides stellar communication throughout the process to you and the agents, and you get the right loan product. That way, everybody wins, the seller, buyer, realtors and lender.
A realtor referral is great as that shows their lender has experience and trust in their team, but you should not dismiss all the other offers without at least contacting them. It's the same as picking out your realtor to work with. It's a process as to whom you feel most comfortable working with.
As a loan officer, I know some of the company's who provide outstanding service and rates along with good reviews are not always the big banks you tend to see.
All the best,
Coldwel Banker Star Realty
We got quotes from several lenders, chose the best terms and then presented the facts to the loan officer at out bank which also held our mortgage and asked if they could do better. We were able to get a better rate AND lower closing costs than anywhere else.
Shane Milne • Lending in all 50 states • NMLS #81195 • shane@thebesthomeloans • 949-273-4161 direct