give me a call if you want - 512-965-6339 - or email me Nanette@thegillagency.com
have a great day
I'd stay away from rent to own, as they aren't always the best option - FTI.
There are some great developments in town that offer assistance to you, and I'd like to tell you all all about them, but there just isn't enough space on this website.
Call me and let's chat
Joe Jarusinsky, Realtor/Master Instructor, Keller Williams Realty, Austin's #1 Real Estate Company, Ranked #1 by Buyers and Sellers (JD Power & Assoc. 2012)
Keep the faith, it's within your reach even if there's a little more work to be done. The first thing to do is find out what your credit score is. That's going to be the entry point to all of the loan programs that will get you into a new home, whether USDA or FHA. The first thing you should do is talk to a loan officer to run your credit and figure out exactly where you stand. The Loan Officer will give you a prequalification or let you know generally what you need to do to prequalify. You should sign up with creditkarma.com which will let you monitor your score and give you a guide on how to improve your score if that's deficient.
You'll see this over and over again, but if you want to make this as easy and streamlined as possible, just talk to any Realtor, we'll remove as many hurdles for you as possible. It's not a problem to get you setup on the financing side and help finding you the perfect home. If you are ready to get started, just shoot me an email, I'd be happy help get you where you want to go.
I'd love to talk more about your situation and see how we can help get you into a home. I know the frustration of throwing away money on rent year after year. There are different programs that can help stretch your dollar a bit more such as an MCC program and also down payment assistance programs that you may qualify for.
Worst case scenario I can help you with rent to own or owner financed homes until which can be restructured after your credit is ideal for traditional financed.
Give me a call tomorrow (512) 947-2250 or email me at firstname.lastname@example.org!