Yes you should be able to trust your loan officer and this is one of the reasons I always recommend that you get a referral to the person you are working with and that the loan officer be local to your market and not one you found through the internet. I have a resources section on my bookâ€™s website that contains a free form with questions to ask your loan officer to ensure the mortgage you are getting is what you asked for. If you click on this link http://www.mortgageswhatyouneedtoknow.com/assets/Questions%2
you can download the form. Hopefully this helps.