Home Mortgage Consultant
Unfortunately, we are all at the mercy of the banks. We wait and wait for an answer, then when they are good and ready they expect us all to jump. It is the name of the "Short Sale/Foreclosure" game.
Most banks are requiring you to close within 30 days.
Be very careful, most also put in a last date to close, if you do not meet that requirement they will charge you per day.
As per the "junk" left behind, it is all yours! "As is" means just that," As is". My suggestions are for you to get a dumpster and do just that, "DUMP".
Best of Luck to you, remember to try and stay focused on the final outcome for you.
Peninsula Realty Group
For a bank-owned property, banks will give you an addendum to sign that stipulates penalties, etc. In a short sale you can have a little more leeway with things but they have to be spelled out between your attorney and the bank attorney. In short sales, it depends how many sheriff's sales have been postponed as far as their ability to extend deadlines. But you can't just think you can extend it later. Our buyer tried to do that last month and the bank simply said, either you close and we receive the money by 5pm today or the deal is dead...and they were serious. So don't make assumptions.
In our experience, and we've only done a few, the buyer is responsible for the stuff left in the house if the house is vacant. If it's not vacant and it's a short sale you may can negotiate something with the seller, but we haven't been able to negotiate anything with the bank. If it's a bank-owned, most have the houses cleaned out mostly before listing or you can check with the listing agent to see if that's part of their process.
In my experience, it is your responsibility to get the junk removed. But have your attorney try to negotiate the clean up with the bank.
Keller Williams Atlantic Shore