Home Buying in Galloway>Question Details

Soccerfwd12, Home Buyer in Galloway, NJ

Short credit history

Asked by Soccerfwd12, Galloway, NJ Fri Feb 8, 2013

I'm looking to purchase a home in or near Galloway. I obtained an Associates degree last year and started working right away. Is there any chances that i can secure a loan. My credit score is 752, but i can only show tax paperwork for 2012 as well as employment history for one year. If it helps i would like to purchase a home under 200k with split level so i can make some kind of income.

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3
Contact Craig for a free consultation about obtaining a mortgage.

Craig Andriulli
Vice President
NMLS #212830
Bond Street Mortgage, LLC
NMLS #191351
Cell: 201-647-4180
Office: 201-918-4980
Fax: 201-918-4981
Email: Craig@BondStreetLoans.com
0 votes Thank Flag Link Sun Feb 10, 2013
Your questions are best answered by a mortgage consultant. If you need help finding one I'll be glad to help. Just send me an email or a text.

Brian Diehl
973-521-1061
Brian.Diehl@PrudentialNewJersey.com
0 votes Thank Flag Link Fri Feb 8, 2013
You will find an easier time applying for a government insured loan like FHA, USDA or VA when it comes down to income and credit qualifying. I have been very successful over the years in hundreds of cases with a recent college grad or someone who has received a certificate of completion from an accredited tech school. In your case, it depends on the job. Can I make the connection from your major to your new career? Case in point LVN, Dental Tech, Medical Assistant, etc? Please feel free to email me and I will help you determine your eligibility.

Best of Luck!
0 votes Thank Flag Link Fri Feb 8, 2013
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