It's yours until it is paid off.
Also if you are still legally married, then if you buy a new place, that may be part his as well.
Get a good family attorney to help you work through all the issues.
Have your common law husband refinance the loan have you removed.
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
Ebby Halliday Realtors
I've worked with many clients in this situation. Please call me. You may qualify with the debt.
Sr. Loan Officer
Please give Carol Werther a call. She is with Home Team Mortgage and she is great! She should be able to answer your question and help you figure out some financing options...if needed. Her office number is: 214-210-1600.
Most likely you are each responsible completely for the mortgage......so either of you would have the full amount of the mortgage show up on your credit. I would suggest you try and get it refinanced out of your name.
Talk to a lender and possibly an attorney about this as well.