On the other hand, you have to understand the seller, how would you feel if someone came to you house and did that?
You need to discuss this situation with an attorney. In order to have earnest money released all parities must agree to disposition of the earnest money. If all don't agree we can not release the money by Illinois law. Your issue appears to be larger than just earnest money. Contact an attorney to get the advice and representation you may need. We can not give legal advice as we are not attorneys.
All the best,
From my personal understanding - their insurance company also has to get involved.
If you need help finding a reliable real estate attorney - please contact me privately.
VP of Mortgage Lending
224 330 6924