Lexington Law is a company I refer people with credit issues to help them increase their score. They're not very expensive and do get results.
This would be a great first step.
Boca Raton, FL
I am a local Realtor in Manchester and I have a broker that I work with on a daily basis in Bedford.Contact me and we will work with Bill at RMS and we will get something to work for you!
If you have a 590 minimum credit score and 50% down, you can find lenders that they are willing to
give you a loan. Your best option is to contact a Mortgage broker, they have access to a different
lenders, no only Banks.
If you would like to have me review your credit and crunch some numbers for you, feel free to fill out an application at my web site.
First and foremost, this is a question for a lender more than for a real estate agent. It is my understanding you'll need to get your score up to 650+, but again, I defer to a lender. Here is a lender recommendation:
Robin M. Cousineau C.M.P.
Residential Mortgage Services, Inc.
1 Club Acre Lane
Bedford, NH 03110
Licensed by the New Hampshire Banking Department.
Robin and I have been working together for 10+ years and I highly recommend her. She can help you understand what you'll need to do to increase your score.
Also, in the past, you could have gotten what is known as a "no doc" loan due to your large down payment This type of a loan is no longer available...
Best wishes, Lee
Lee P. Johansen
Keller Williams Realty Metropolitan
168 South River Rd. Suite 1A, Bedford, NH 03110
Licensed in New Hampshire
OH BY THE WAY
I'm never too busy
for your referrals