It will depend greatly on the location of the house. You can typically expect 1% of the tax assessed value for houses outside of city limits. HOuses in city limits would be closer to 1.4% of the tax assessed value. This is a consertive estimate. Homestead exemption would also qualify for a reduction.
Insurance companies offer many different coverages and deductables. Location, flood elevation also play a stong part in rates. I would plan for $1000/year or greater.
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