I hope this helps.
The Adams Team at
Rothwell Gornt Companies
Best of Luck,
Century 21 Tenace
I woulld reccomend that you talk to Mortage Broker, Call Barbara Estes @ WJ Bradley Sr Loan Consulatant. Ph: 702-281-022 Email:email@example.com
If I can be of further assistance and answer
Any of your other questions please contact me
Realty One Group
I KNOW LAS VEGAS AND HAVE FOR 40 YEARS
Interest rates posted on the internet or in your local newspaper or in a TV/Radio ad are just advertising. Typically a Lender posts the most favorable interest rate available ONLY to the most favorably qualified Borrowers to attract a potential client like you to pick up the phone and make contact. Once you've established contact the bright salesperson on the other end of the line (Loan Officer) will attempt to create a relationship with you to lock you into doing business with that Lender. It's ONLY ADVERTISING.
Besides, no one can determine an interest rate without first reviewing your Income, Assets, and Credit to determine which loan programs you will qualify for. Different programs have different interest rates.
Get a referral to a great Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.
One Source Realty and Management
Cell - 702.501.0973
Website - http://matthewsellslasvegas.las.mlxchange.com
You must contact the bank directly and read the fine print. Sometimes its for a limited time, i.e. the first twelve months. Also, in some cases it is based on a minimum credit score.
Wardley Real Estate