Home Buying in 14216>Question Details

Dan, Renter in Buffalo, NY

Purchasing a home after Bankruptcy and waiting period?

Asked by Dan, Buffalo, NY Wed Oct 16, 2013

I'm currently in a Chapter 13 plan and will finish in 5 months. During this time I was able to obtain 2 secured credit cards and work on reestablishing good credit and currently have a score of 728. I've also been working for the same company for 17 years. I'm a first time home buyer and was looking into using VA/FHA Loan. However, I'm a little confused with the new FHA rules and the waiting period after discharge.

Help the community by answering this question:


This is a question is for a Bankruptcy Attorney or licensed mortgage banker. Anyone else answering this question here on-line is engaging in Substantive Contact with you without signed full disclosure which is a violation of NYS Real Property Law and possibly NYS Banking laws.

Unfortunately, Big Brother is always watching especially now on these these type of sites.
Stop down at your local bank. I wish you luck
3 votes Thank Flag Link Wed Oct 16, 2013
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