Either is acceptable. However, if you provide a bank statement, and the statement shows that you have additional money available, the Seller may want you to pay a higher price than what you offered. You could avoid this issue by providing a letter from the bank instead. Good luck with your purchase.
Maggie Hawk, REALTOR
Watson Realty Corp.
For more buying and selling tips, please visit http://www.RochesterHomeLocator.com
Salafia Sold Team
Hope this helps,
Good luck to you,
Unwavering Commitment to Service
I woul dnever let my Buyer Client hand them over NO matter what No has the right to ask for them and if you are paying Cash you certainly do not need to get a mortgage rep they are not in the deal if it is cash. Just a letter from your bank is plenty as long as the bank stamp is on the letter.
Don't let Seller agents push you around
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
As a Buyers Broker I always instruct my clients never hand over your bank statements to anyone if you have more then needed it makes it harder to bring down the price from asking. I always tell them just get a letter from you bank stating that you have the funds to pruchase the property at the price you are offering. In addition you do not want anyone to have your account numbers I don't care who it is if the are not a bank or mortgage company. Never give me then needed.
P.s. There is nothing that says you have to produce anything it just a good way to make a deal. It's like having and ace in the whole when a seller can see you are for real I use the letters all of the time.
Hope this helps
Tim Robbins Exclusive Buyers Broker
Better Homes Realty