RE/MAX Greater Atlanta
An Atlanta Real Estate Expert Serving Clients Since 1979
CRS, CRB, ABR, MSRE, CDPE, e-PRO, ESQ
Certified Residential Specialist
Certified Real Estate Broker
Accredited Buyers Agent
MS Real Estate and Urban Affairs
Certified Distressed Property Expert
Certified Internet Professional
203K Certified Specialist
2050 Roswell Road
Marietta GA 30062
404-386-3682 Assistant Robin
678-760-6266 Buyerâ€™s Agent Adam
1st if your Financing was done before May 2009 you may be eligible to use HARP for Conventional loans or do a FHA Streamline. When was your home last financed?
2nd we would need to determine if conventional (conventional loans or regular Bank mortgages are backed by either Fannie Mae or Freddie Mac and on rare occasions portfolio-ed by Independent banks) whether it was bought by Freddie or Fannie.
Fannie look up - http://www.fanniemae.com/loanlookup/
Freddie Look up - https://ww3.freddiemac.com/corporate/
Be careful inputting your information into the system. You may need to type in several times to ensure things like Drive or Dr. NE or Northeast are reviewed. This is due to the fact the someone typed your info into one of these systems before and may have used short or long versions of your address.
3rd if you were lucky enough to show a Match then you can call a lender for help using the HARP program.
4th if You have an FHA (should say right on your mortgage statement) you're already in luck. FHA allows for a streamline loan requiring No Appraisal, No Income Review in order to refinance.
I hope this information has been helpful, please feel free to call with any questions.
Senior Mortgage Consultant
Cornerstone Mortgage Group
6151 Powers Ferry Road NW
Suite 610 Atlanta GA 30339
I am sorry to hear about this. You and many other homeowners are going thru the same thing. Have you talked to your lender about a possible loan modification or possibly doing a short sale on the home. I will be more than happy to help you, please give me a call at 404.843.2500