Even if you made a decision please contact me so I can assist you in the future.
Joseph A. Ray
Branch Manager NMLS # 204912
Sutherland Mortgage Services, Inc.
10015 Old Columbia Rd. Suite B215
Columbia, MD 21046
There is a program out there that is sponsored by Fannie Mae called HomePath. This program currently allows a borrow to put money into a home when buying a Fannie Mae owned home. You can out 3% down and there is no monthly mortgage insurance connected to the loan. Its a great program for a client but unfortunatly its limited to what Fannie Mae currently has out there on the market. Follow the link below and you can brose by city.
Hope this helps.