The rule of thunb is about 20K difference between first and second floor and 30K more for the 2nd floor if it has a roof top deck. 2nd floors are more private with cathedral ceilings,better views and more air flow. 1st floors are easier on the knees!
Check out my website at: http://www.kenfowser.com for all Ocean City NJ listings.
Seas the Day!
If I can be any help , give a call.
Edward ( Augie ) Augsberger
Direct # 609-338-1189
Office # 609-338-1189