Home Buying in Jacksonville>Question Details

Dksmith2118, Home Buyer in Jacksonville, FL

Nurse in Florida

Asked by Dksmith2118, Jacksonville, FL Thu Jan 31, 2013

Are there any special down payment assistance programs for nurses or healthcare professionals in duval county or jacksonville florida

Help the community by answering this question:


USDA offers 100% financing outside of Jacksonville (St. Johns, Nassau, Clay) Research at http://www.usdamortgagesource.com and contact us with questions.
0 votes Thank Flag Link Mon Feb 11, 2013

After reviewing these programs below, please email me at Steve@pro-option.com with the ones you'd like more info about:

1) 100% LTV- VA - pay off debt at closing on a purchases too!

2) 100% LTV- USDA - 12 mo. into Chapter 13 BK…OK Too!

3) 99% LTV- FHA

4) 97% LTV- NEW- No PMI -No FHA 1.75% MIP Fee!

5) 95% LTV- NEW-No PMI!

6) 95% LTV- NEW-CONDO Loan

7) 90% LTV- NEW-No PMI -2nd Home

8) 90% LTV- New-Jumbo w/cc

9) 85% LTV- NEW- No PMI to Super Jumbo

10) 80% LTV- Rental Property

Stated Income Alt Loan programs

11) 80% LTV- to Super Jumbo

12) 80% LTV- FIX n’ FLIP Invest. Prop. – No min. credit!

13) 75% LTV-to Mega Jumbo

14) 75% LTV- Foreign Nationals-to Super Jumbo

15) 75% CLTV-after Short Sale, BK, Foreclosure to Super Jumbo

16) 70% LTV- Hard Money to Jumbo

17) Lot Loans / Land Loans Too!


0 votes Thank Flag Link Fri Feb 1, 2013
Hello, well just to name a few:
1. $15000 LIFT program
3. USDA 100% financing ( if you buy in certain areas of clay or st johns county and your lender can verify the address of the home you choose)
4. $100 down for HUD homes

There are so many options for you. Not all lenders offer all of these products, but I can give you the name of the lenders if you already do not have one just message me. For number 1,2 and 5 you have to take a home buyer class. Hope this was helpful for you and you can see which one will work best for your situation.
0 votes Thank Flag Link Thu Jan 31, 2013
I purchased a home 6 years ago when I was single with no kids. Now I'm married with kids and were dying for more space. Do you know if any of these programs are available to me since I'm not considered a 1st time homebuyer.Although my husband has never purchased a home before now we are going to buy together. Will he qualify for any assistance?
Flag Thu Jan 31, 2013
Hi Dksmith2118.....this question REALLY does interest me! I am a old St.Vincent's R.N from the "dark ages". (I loved nursing...but our 5 children and our family business needed me...soooo)
There are a number of really great programs to assist all buyers at this time....to my knowledge...there are not any just for nurses or other medical personnel..except for physicians.
Contact a lender of your choice...or contact Hickory.....he will get you in contact with really good reputable lender(s). Would love to meet you and talk "shop". Where are you working? Thank you for the question.

Hickory and Donna Delegal
Oceanside Real Estate
(904) 732-722
Hickory....h.delegal@comcast.net (904)463-5664
0 votes Thank Flag Link Thu Jan 31, 2013
Hi Donna, I work for Shands Jacksonville, I've been a RN for about 4 years now and I love it. I'm not a first time home buyer but my husband has never purchased a home before.
Flag Thu Jan 31, 2013
Yes! I work with several lenders who specialize in the medical field as well as first time home buyers. Call me and I will share my contacts with you.
0 votes Thank Flag Link Thu Jan 31, 2013
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