Home Buying in Stockton>Question Details

Alejandra Lo…, Home Buyer in Stockton, CA

Now that I have decided to look for a real state agent I was wondering if there any fees for the buyer? or how does this work?

Asked by Alejandra Lopez, Stockton, CA Fri Aug 16, 2013

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No, some agents require a buyers agreement, and with most agents it is not a good idea to sign one. Some agents though, will work their tail off and only feel like they can do that if they are guaranteed to get paid.

You do not have to worry about that though, you are in Stockton, Stockton has a wonderful agent named Joe Cox who both works his tail off, is highly effective and does not require a buyers agreement, though I have told him he should start.

As a top producing lender, I have worked with a lot of agents, Joe Cox is clearly one of the best that you has a buyer or seller can use.

Here is a link to his Web Site

http://josephcox.metrolistpro.com/

An here is his contact information.

Joseph Cox
Cox Realty
9044 Rieti Lane
Stockton, CA 95212
209 9549888 |
0 votes Thank Flag Link Wed Aug 28, 2013
Hello again Alejandra,

A lot of good information on this posting and you can see the answers are pretty similar in nature. Your best interest should be to work exclusively with an agent you feel comfortable with and trust, one who is experienced with all property types whether traditional or distressed, a full time and local agent. Then get together to review the specifics on your situation. Although most home buying processes are the same there are always little intangibles based on your individual circumstances and situation. This way you have a clear understanding of expectations before making any type of commitment.

There are a lot of great agents for you to take into consideration getting in touch with to see who is your best fit. Have a great day!

Joseph Smith
Prudential California Realty
(209) 969-4498
DRE # 01427426
http://www.PrimeDirectiveVIP.com
0 votes Thank Flag Link Sat Aug 17, 2013
Well the first thing to do would be to get pre-approved for a loan so that you know exactly how much you can afford when you are out house hunting. If you want to get pre-approved, I can certainly help you out now. You can call me at 408-352-5147 or email me at AGreer@themortgageoutlet.com. You can check us out at http://www.TheMortgageOutlet.com. I will look at your situation and present you with some options.

Alex Greer
NMLS #1056079
0 votes Thank Flag Link Sat Aug 17, 2013
Hello Alejandra, there are no costs to you although you will need to run your credit which is $16.00 for all three bureaus and documentation to be issued a pre-approval letter which approves you to look at homes. No there are not any fees to you but you will not be able to view homes and submit offers until you have a pre-approval letter.

Do you have down payment and closing costs or do you need down payment assistance? There are costs such as down payment, closing costs, earnest money deposit, appraisal fee. You may qualify to buy with minimum out of pocket expenses from a minimum 580 fico score. What are all the cities your considering and the maximum payment/price your looking to achieve? Do you need listings emailed to you to study?

Here is a needs list to gather for processing a loan approval, DU Approval or pre-approval letter to get out shopping for a home of your choice. http://tinyurl.com/l9ctod4

It only takes a few dozen questions to qualify you in minutes and go over your options. I specialize in Over and Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify for programs, rates and terms as necessary. The loan program to fit your needs will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. Once you pre-approved and interested in a property I have agents available to show you homes of your choice. Here are some links to study and consider that I offer.

http://www.under640ficoscoreloans.com/Pages/Conventional.aspx

http://www.under640ficoscoreloans.com/Pages/FHA.aspx

http://www.under640ficoscoreloans.com/Pages/JumboLoan.aspx

http://www.under640ficoscoreloans.com/Pages/CHDAPLoans.aspx

http://www.under640ficoscoreloans.com/Pages/HalfPercentDown.aspx

http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
DRE# 01140252
NMLS# 297251
760-486-4225
9am till 7pm 7 days
http://youtu.be/MrygA2_8fAY

If my response was helpful, consider clicking thumbs up or Best Answer!
0 votes Thank Flag Link Sat Aug 17, 2013
Sellers pay the commission for the buyer''s agent, so there are no fees for you in terms of hiring an agent. However, if you don't hire a good one it could cost you a lot of money in terms of ending up in a problem property, overpaying, or under negotiating.

So even though you don't pay for it directly, you are hiring someone to look out for your interests in what is likely the largest purchase of your life. I'm pretty sure you wouldn't hire someone to operate on you simply because they were a friend or a friend of a friend or Aunt Mary's second cousin twice removed - take the same care with your investment money. Interview several agents/brokers. Talk with their referrals. Ask them to explain the process. Look them up online, etc... You'll be happy you did in the end, and don't worry about upsetting someone. Agents are like stop signs - they're everywhere. It's your money. you shouldn't be guilted into hiring someone you don't want to.
0 votes Thank Flag Link Sat Aug 17, 2013
When choosing a buyers agent make sure you do some research on them as well. You want to be confident your agent is working to their best ability to get you the best deal and to educate you along the process. It is never exact when trying to put a number together for closing costs, inspections and the other expenses that go into purchasing a home, but your agent will try and give you a rough estimate.

Although I am in Texas I enjoy helping others with the process, so feel free to give me a call for advice.
Enjoy the every step and a early congratulations on the purchase of your new home.


Andrea Trimble
Direct- (817) 789-5591
Andrea@TrimbleRealtyProperties.com
0 votes Thank Flag Link Sat Aug 17, 2013
You do not have to pay anything to agent . There only closing costs that buyers have to pay. If you are looking for a deal let me know, would like to help.
Regards
Jain Rishab
Realtor
RE/MAX Active Realty.
Short Sale And Foreclosure Resource
Phone: (510) 676-4770
Email:korerealty1@gmail.com
0 votes Thank Flag Link Sat Aug 17, 2013
If you mean the cost of buying home yes. Your cost varies for type of purchase i.e.: Conventional , FHA, VA, USDA or cash, on top of all of that you still have to pay Title and Escrow, Home Inspection, Loan fees and other optional warranties. The Realtor that you may select will explain to you all of that and don't hesitate to ask.
0 votes Thank Flag Link Fri Aug 16, 2013
You won't have to pay the agent representing you, the agent will make their money when the home sells.
0 votes Thank Flag Link Fri Aug 16, 2013
Generally there are no fees to use an agent. However there can be additional costs to purchasing a home that need to be taken into consideration. Inspections, escrow/title, and loan fees are something a buyer needs to be aware of. An agent can guide you through the process. I would be happy to assist you. Give me a call.
0 votes Thank Flag Link Fri Aug 16, 2013
Hi Alejandra

There is no fee to you. The seller pays our commission. If you like we can set an appt to go over entire home buying process and tips from beginning to end. My info is below

Janet Ramirez
Real Estate Broker/Notary
Integrity Real Estate Center, Inc.
2815 N California St
Stockton, Ca. 95204
209 598 1502. Mobile
209 472 0389. Office
209 472 0392. Fax
Asst: integritycoordinator@live.com
http://www.zillow.com/profile/janethelpsbuy/
http://janetramirez.metrolistpro.com
http://www.janetramirez.net
http://www.IntegrityRealEstateCenter.net
0 votes Thank Flag Link Fri Aug 16, 2013
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