Home Buying in 90277>Question Details

Benvenuto, Home Buyer in 90277

Non-resident and USA resident to buy an house together in Redondo

Asked by Benvenuto, 90277 Fri Jun 18, 2010

My girlfriend and want to buy a single family house in Redondo Beach (90277), CA, however she is a US citizen and I am a Italian citizen. I often visit her (for now, before i finally move) and it is time to start planning for the future.

What are our options? And how do we do this?

Thanks in advance for your help.

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9
Personally, if you can afford to, i would qualify for the mortgage in the US citizen's name only then you can be added to title after escrow closes. Very easy to do. Again, only if the one party can qualify for the mortgage. I also have a lender who can get you both on the loan so long as one person is a US citizen.
Redondo Beach has many terrific options for homebuyers - zip code 90277 is the more expensive, and 90278 typically, like for like, offers more value. I would be happy to show you any homes anytime. I love Italy and have been many times...to Milan, Venice, Naples, Etc. Please check my website http://www.ManhattanBeachRE.com for more information on Manhattan Beach and Redondo Beach. You may reach me at ColinsHomes@aol.com.
Happy Househunting!
Web Reference: http://ManhattanBeachRE.com
1 vote Thank Flag Link Sat Aug 7, 2010
Thank you to all the kind replies.
I will do some check into international loans.

Thank you for your contacts.
1 vote Thank Flag Link Mon Jun 21, 2010
I have a lender who is the ceo of the direct lending company who does these loans for situations just like this. She can help you. Call me at 310-429-4170 or email me at shy@shysells.com
We have helped several people in this predicament.
There are several options, all of which can be explained to you and you can choose
which one best suits your needs.
Sheyenne Schultz
Real Estate Network Group
2601 Airport Drive #120
Torrance, Ca 90505
310-429-4170
shy@shysells.com
http://www.shysells.com
Short sale blog:
http://www.torranceshortsales.info
Web Reference: http://www.shysells.com
0 votes Thank Flag Link Tue Aug 17, 2010
If you need to be on the loan for qualification purposes, I probably can help you when you are ready to take this forward. .... Happy funding, Rudi
Web Reference: http://www.umboc.com
0 votes Thank Flag Link Sun Aug 8, 2010
Dear Benvenuto,
Most banks are International so there is a possibility you can arrange financing from Italy. Be sure to check on the tax details, there are some rules for non US citizens.
0 votes Thank Flag Link Wed Jun 23, 2010
Hi There

Being an immigrant myself, the one thing that needs mentioning is you need to have a resident alien card. Do you have that?


regards
Mandy Akridge
Web Reference: http://www.mandysells.com
0 votes Thank Flag Link Fri Jun 18, 2010
Hi Benvenuto --

My partner and I specialize in the Redondo Beach area.
There is a bank that does international loans.
We would be happy to speak with you and answer all of your questions.
Please email me at viprealestate11@gmail.com
0 votes Thank Flag Link Fri Jun 18, 2010
The process of actually searching, finding and putting in an offer is pretty straightforward, but the challenge becomes how to qualify for a loan. I would advise as your first step to talk with a lender in the South Bay so that you can have a discussion of just what you'll need to do to try and qualify for the loan. If your girlfriend can qualify for the loan on her own that's another way to simplify the process. As there are so many realtors and mortgage brokers in the area, you most likely know a few. I've put a link below to a lenders website with some good local lenders.
0 votes Thank Flag Link Fri Jun 18, 2010
Hello Benvenuto,

The question is are you going to get a loan? If you are, this could be complicated unless your girlfriend draws enough income to qualify on her own. In most cases you are going to need to have a social security number in order to qualify for a loan. I would be happy to send you a few options in terms of lenders that might be able to help you. You can buy the property it's just qualifying for the loan that's going to be complicated and without knowing more details about your situation I think it's best discussed with a lender.

Monique Carrabba
The Carrabba Group
Keller Williams Hollywood Hills
(323) 899-2900
mcarrabba@kw.com
(323) 899-2900
0 votes Thank Flag Link Fri Jun 18, 2010
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