Down payments are very important for mortgage and it can be difficult to obtain a mortgage without one unless you are a veteran or seeking a rural/USDA approved property. If those circumstances apply to you, then I recommend you seek a VA or USDA loan. Otherwise, FHA loans are great loans to consider since they only require 3.5% down. There also may be some community grant programs depending on your area. The best thing for you to do is to speak with a knowledgeable lender to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!