Home Buying in Stamford>Question Details

John Wily, Home Buyer in Stamford, CT

Need referral for Good Mortgage Broker

Asked by John Wily, Stamford, CT Wed Jun 12, 2013

Hi Experts,

We are a verfirst time home buyers with 720's credit score both me and my wife with combined income of 210k. No bankrupties and foreclosures. We are looking to buy a home in and around Stamford,CT area. How much loan we qualify for and I need a referral of a good mortgage broker.

Thanks
John

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Answers

13
John,


Your credit and income look great, however, I would need more information pertaining to the properties you're interested in. Without knowing your monthly liabilities (credit card, loans), an estimate of property taxes, type of home (single family, multi-family, condo, etc.), and amount you're looking to put down it's impossible to calculate figures.

What I can tell you is that choosing a knowledgeable mortgage professional will make all the difference. If there were a way to minimize your down payment so you have more cash in the bank wouldn't that be a great thing? What about exploring tax benefits? It's all about short term AND long term success; this is something I'd like to discuss with you.

Please contact me at your earliest convenience so we may weigh out several options so we can develop a plan of action. I may best reached directly via phone or email; whichever is easiest for you.


Kindest regards,


Paul F. Marzolla
Sr. Mortgage Consultant
(201) 957-6768
pmarzolla@unvmortgage.com
0 votes Thank Flag Link Thu Jun 13, 2013
Hi John,
I've got to agree with my colleagues, Andrew and Maury. Penn Johnson or Stan Yee with Stamford Mortgage get top marks! They have a variety of lenders and programs available to suit your needs, they communicate very well, and they meet deadlines. Give them a call at: 203-323-6588.

Best wishes!

Laura Feghali
Prudential Connecticut Realty
0 votes Thank Flag Link Wed Jun 12, 2013
Hi John,

You've obviously had a lot of good suggestions in just a few minutes! I should also note, depending on who you use as a Realtor, that many Real Estate companies have their own in-house mortgage brokers or affinity relationships. Before you sign on that mortgage dotted line, it's never a bad idea to talk to more than one source, you might great a better deal on rates, closing costs etc. Don't forget at your bank, credit union etc. when looking for financing.
Best,
Jay Cooke
0 votes Thank Flag Link Wed Jun 12, 2013
Hi John,

I have been a mortgage originator for about 15 years, and would be happy to help you.

You can reach me via cell (860) 989-8008 or email listed below.


Lynne Oliveri
Vice President of Mortgage Lending
lynne.oliveri@guaranteedrate.com

http://www.guaranteedrate.com/lynneoliveri

vCard / Twitter / LinkedIn / A+ BBB Rating

Cell: 860.989.8008 / fax: 860.760.6411
NMLS ID: 22204
0 votes Thank Flag Link Wed Jun 12, 2013
Andrew Stone at Connecticut Home Mortgage is extremely knowledgeable,his company is an underwriter and broker, so he should be able to find the best product for you. I also suggest that you talk to more than one company so you can get more than one opinion to compare services and fees.Good Luck................Chuck
0 votes Thank Flag Link Wed Jun 12, 2013
I can recommend two fine individuals.
Penn Johnson
Stamford Mortgage
203-323-6588

Al Hoppe
Connecticut Home Mortgage
203-829-2742

If I can assist with your home search, I'd be delighted. You are taking the right first step. Know your parameters.

Maury Siegel, Prudential
203-249-9036
0 votes Thank Flag Link Wed Jun 12, 2013
Welcome to CT Wily Family!
My recommendation for an awesome CT-based mortgage person is always Lynne Oliveri with Guaranteed Rate. Quality service, constant communication and best rates I've found. Give her a call at #860-989-8008.

And best of luck in your new home search!

Wayne Horgan
Coldwell Banker
#860-978-6440
0 votes Thank Flag Link Wed Jun 12, 2013
Hey John

Here are 2 VERY good mortgage brokers. I'd give you a third, for the 3 referral rule, but these guys are great.

Victoria E. Perfido
Senior Loan Officer
MORTGAGE MASTER INC.
Office 203-861-1930

Mauricio H. Ahumada
Sales Manager
iServe Residential Lending (NMLS# 2914)
1010 Washington Blvd, 6th Floor
Stamford, CT 06901
Direct: 203-817-3644

Good luck...if you're not already working with an agent, please give me a call.

Anton - 203-667-4482
Web Reference: http://Www.antontomaj.com
0 votes Thank Flag Link Wed Jun 12, 2013
John, I would be more than happy to assist you. We have branches in CT as well. I can let you know exactly what documentation is needed from you guys and pre-approve you right away. We can go over ALL your financing options, rates, estimated payments and closing costs, etc.

If my response was helpful, consider clicking BEST ANSWER!

Javier Meneses
Senior Loan Officer
NMLS #23130
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
jmeneses@snb.com
(516) 606-9648 Cell
(631) 659-2011 Office
(516) 918-5383 Fax
0 votes Thank Flag Link Wed Jun 12, 2013
Bill Roertson form Luxury mortgage at 203-767-7434 or Joe Murphy at Hamilton-Ladd 203-733-9593. Both are excellent finding you the right program and then getting the loan for you, on-time and as promised. Best of luck in your search and new home!
0 votes Thank Flag Link Wed Jun 12, 2013
Jay Tolisano 203-454-1000 of Atlantic home loans always does a great job for my clients
0 votes Thank Flag Link Wed Jun 12, 2013
Jay Tolisano 203-454-1000 of Atlantic home loans always does a great job for my clients
0 votes Thank Flag Link Wed Jun 12, 2013
Hi John
Penn Johnson is the best. Stamford Morrgage Company 203-323-6588 x104.

Good Luck
Andrew Davis
http://www.andrewfavis.com
203-249-7430
Prudential CT Realty
0 votes Thank Flag Link Wed Jun 12, 2013
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