Although very explanatory thank you, there are many factors that go into a banks acceptance. I have a few excellent brokers that work very closely with buyers in situations as yours. I am pretty sure you can make your wishes come true.
Get in touch and I'll be happy to help you out.
All the best,
VP of Retail Sales
Toll free: 800-359-1996 x551
Alt email: fritz@post.Harvard.edu
NMLS ID: 387922
Visit my webpage: http://www.totalmortgage.com/bankers/fritz-walter/
Company Website: http://www.totalmortgage.com
just try it but take at lease $2000 to $5000 dollars with u to the bank and use that money , because that will show them u are for real and u have change your life around , and want to have something to show yourself that what you can have out of life this show them u want something out of life , and trust me keep going to banks until u found a bank that will listen to u , and go to all the banks , not just 2 all got it , let me know what happens okay Michael
Call the three credit reporting companies and ask for a free credit report. You get one per year, free. Ask them to contest everything that is negative. The originator is obligated by law to provide original docs, not computer screens or printouts. Anything they can't produce original docs on, has to be removed from the report.
You can have someone co-sign your loan.
Use small local banks or credit unions-they are more flexible.
If you were one of my clients, I'd help you repair your credit. There are some online that can do this for free.
If you were one of my clients, I'd find that house you want, and do a lease option. You pay your $9k up front and some or all of your lease payments can be applied towards the future purchase price.
Ok, I lied. That was five things you can do!
Oh, you can be one of my clients too. RanchREServices@yahoo.com
Damn, that was 6 things....
Arthur J. Sapienza Sr. Loan Officer
Home Lending Solutions-Mortgage
RBS Citizens N.A.
203-605-7621 Cell Phone
203-230-0116 Home Office
855-590-9450 Secure Efax