As long as you are offering more than the purchase price, the seller paid closing costs shouldn't be an issue. Your 45 day close may not be helping your offer. A 30 day or less close would be more appealing to the seller.
Get a Pre-Approval from your lender to submit with your offer, not just a Pre-Qualification letter. The Pre-Approval will show the seller that you are an Approved Buyer, plus, you should be able to close within 2 - 3 weeks once you have been Pre-Approved.
Please feel free to contact me directly if you have any further questions, I'd be glad to help. Good luck with your offers!
All the best,
Roswell Moore, CMPS
Certified Mortgage Planner
We are a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline refinance loans (NO minimum credit score, NO appraisal required) Go Green rehab loans, HomePath, Investor Friendly (10 financed properties), VA, VA Refinance loans (NO appraisal required on IRRRL loans), USDA loans, Jumbo loans, Conventional loans, plus, we allow Escrow Hold-Backs!