Home Buying in Lancaster>Question Details

jellybean195…, Both Buyer and Seller in Pottsville, PA

Need a realtor that will submit a offer without preapproval but phone verification of the same!

Asked by jellybean19526, Pottsville, PA Fri Feb 15, 2013

Help the community by answering this question:

Answers

7
Please give me a call @(717) 286-9662. No hassle, no pressure, just honest to goodness help anyway I can ... and thanks! -Barbara Ries, Realtor® eCertified®
0 votes Thank Flag Link Thu May 23, 2013
Be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously, therefore why waste anyone's time including yours....
0 votes Thank Flag Link Sun Feb 17, 2013
One of the first 'golden nuggets' of wisdom I collected in my career is the reality the real estate community is much smaller than we think. One would be wise to treat each other with honor and respect because the community is small. (20% conduct the majority of the business)
-
An agent who is willing to have their name connected with "JellyBean" will quickly find themselves in the outer darkness, unable to understand why their emails are not read and every call goes to voice mail.
-
When that agents name is associated with unqualified buyers, assigned contracts and rogue investors, this, in capital letters is TROUBLE for everyone involved. I've observed JellyBean buyers jump out of the agent car as it rolling down the drive to run to the homeowner, push a card in their hand and say, "Call me, we can get a better deal." That agents name has long since evaporated from the list of active agents. He got associated with a JELLYBEAN.
-
As a listing agent, I place on the market homes that can be sold by those who are able to sell.
-
A buyer agent is responsible for presenting those who have a documented ability to buy and the conditions required for such a purchase. No one wants their time wasted by an investor type who is following the 40 to 1 scheme taught in those seminars. Now, if you offered the responding agent $50 bucks for every offer submitted, you wouldn't be a total JellyBean just a regular jellybean.
0 votes Thank Flag Link Sun Feb 17, 2013
Jelly Bean:
If I were the Seller's Agent, I would advise my Seller not to accept your offer. In this day and age,, loan officers work on weekends. There is no reason why you can't obtain a written pre-approval, unless you can't meet the requirements for the loan you need. Most buyers obtain a loan pre-approval before they start looking for a home. (If you are paying for a home with cash, then you need written proof of funds from your banker.)
0 votes Thank Flag Link Sun Feb 17, 2013
Hi Jellybean,

Unfortunately, even if you can find an agent willing to submit your over with out a traditional pre-approval letter, you'll be hard pressed to find a selling agent that will entertain your offer, let alone seriously consider it, without a pre-approval letter or proof of funds.
0 votes Thank Flag Link Sun Feb 17, 2013
If the phone verification is in lieu of the pre qual, in most cases, you would still need PROOF of funds (I'm assuming cash, and you're not dealing with a bank or financial institution).
0 votes Thank Flag Link Sat Feb 16, 2013
Contingent on sale of home @50k
Flag Sat Feb 16, 2013
Because . . . . you can't be pre-approved for the loan?
0 votes Thank Flag Link Fri Feb 15, 2013
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer