See the link below to review the plethora of programs available to first-time buyers and others with low-to-no down payments. The Carrigan Group serves VENTURA County at 805.389.0282.
I hope this helps. You won't be disappointed!
state programs first. And to check what restrictions, if any, as to what areas and type of housing qualify
for these types of loans. If you are eligible for a VA loan, you can buy with no down payment and no PMI. Or, perhaps you have someone that can gift you funds for a downpayment; many lenders allow this. You have options. You need to explore them all. A Mortgage Broker can help you with this. Good luck!