Let me know if you would be interested in speaking with him.
I'm available to help you at your convenience if you wish.
I can do a full underwriting approval ahead of time if need be and I also offer credit score improvement programs for free while we work on your mortgage.
If you like my answer, consider clicking on a â€œThumbs Upâ€ or â€œBest Answerâ€
Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist
Direct: 240-752-7549 Cell: 301-651-7822
Rate quote or live chat with me at the link below:
There are FHA loan avail with as little as 3% down.
Your down payment as a first time buyer can also be a "gift" from a family member or friend. With tax season upon us, you guys may have a refund you can save towards buying a home.
Rents are very high, and in the long run you are going to be so much better off buying.
I wish you and your wife the very best!
Kawain Payne, Realtor
Great question Acgronewold. The only zero down payment program available is if you, or your wife have served in our armed forces (VA loan). There are other programs available with a minimum of 3,5% down. With the upcoming changes coming to the lending industry in 2014, I would urge you to get pre-approved now. If you & your wife would like more information, please contact me & we'll chat.
REMAX AT HOME
Accredited Buyers Agent - ABR
This is the time to buy, prices are still low, good rates and you can buy with 3.5% down. I have an outstanding loan officer who will definitely get you a loan. You can have a preapproval in as little as five minutes. Give me a call and I can help you get started.
Thank you and Happy Holidays.
Carrington Real Estate
157 Evergreen Ave
Arlington Heights IL 60004
You will need to speak with a bank or mortgage broker to determine what you qualify for. I can refer you to one that would be able to best explain your options and help you evaluate what would be the best financial path for you long term. From there you can determine what the best course of action is.
Broker Baird & Warner
Until then, I look forward to hearing from you.
Bart Gabe - 800 315 8803
Lending Nationwide Since 1987
Have a great day.