Home Buying in Apex>Question Details

Nc Refi, Home Owner in Apex, NC

My husband is on title and makes mortgage payments through our joint bank account. Can he refinance our loan without me if I am the only one loan? FHA

Asked by Nc Refi, Apex, NC Sat Feb 11, 2012

FHA refinance and no its not an FHA loan now.

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The answer is no. You must have continuity of obligation which means at least one person on the note must remain. You could refinance and add him, but he cannot refinance without you.
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