Josee,

First, your English is fine......

Secondly, we recommend you begin your property quest by talking with your Canadian bank. We recently worked with customers(from London) that found a branch of their Canadian bank in the area of Venice that was able to provide them with very favorable terms. A loan with less than 10% down.

We also recently had a customer from N.S. who obtained a line of credit off their Canadian home from their local bank. The came to Florida with a letter from their bank indicating the amount of cash they had available to complete their transaction.

Our advice is to begin with your local bank to start collecting information. They may be able to provide financial information you are looking for.

We would be happy to refer you to a top agent in the Kissimmee area.

Good luck,
The "Eckler Team"
Michael Saunders & Company
billeckler@michaelsaunders.com
941-408-5363

Avant que vous achetez au milieu de la Floride, nous suggérons fortement que vous considérez notre région sur la belle côte est de Floride seulement 30-45 minutes d'Orlando. Visitez-nous s'il vous plaît. Nous pouvons parler un français aussi! Ayez un jour grand! Salutations distinguées, Mark Palace http://www.PalaceProperties.org

Informations de Région Locaux
Venez la visite un des secrets parfaitement entretenus de l'Amérique et vous tomberez vraiment amoureux de notre paradis subtropical!

Juste 35 miles à l'est d'Orlando, le Comté de Brevard est fier lui-même comme la maison de Centre spatial Kennedy, la seule facilité dans le monde qui lance la Navette spatiale; Transportez Canaveral, le port de croisière le deuxième-plus-occupé dans le monde; 72 miles de belles plages d'Océan Atlantique; et la plus grande collection de faune mise en danger et d'usines dans les États-Unis continentaux. Avec ses activités météorologiques, culturelles tropicales, opportunités éducatives, options de loisirs actives et passives, industries de haute technologie et atmosphère sympathique à famille, la Côte Spatiale offre une qualité de la vie exceptionnelle que les résidents et les visiteurs apprécient rond d'année. Presque 500,000 personnes appellent ses 15 municipalités et régions non incorporées "à la maison".

Bordé parmi les autres communautés de plage de Comté Brevard, la Plage de Port indienne s'assoit sur deux miles carrés de terrain entre l'Atlantique à l'est et aux eaux immobiles du Lagune indien de Rivière à l'ouest. Les parcs de Beachfront sont un grand endroit pour un pique-nique (le plus ont de l'eau courante pour se laver du sable avant que vous remplacez vos tongs) et le Parc de Gleason offre 27 acres entourant un beau lac, avec les pistes d'exercice, allumées par les lumières Victoriennes au début du soir. Le tennis est disponible sur les cours de justice de la ville et le base-ball et les champs de football sont disponibles au complexe sportif de million de dollars de la ville.

Faites s'il vous plaît un déclic ici pour voir la recherche de famille dans le français. http://palacepropertiesonline.com/default.aspx

Josee,
Thanks for visiting our blog, southernwayof life. We are very familiar with the central FL and being a buyers agent can remain completely objective in helping you make the very best decision.
Thanks
Terry
terry@marianschaffer.com

Hello Josee, thanks for asking the question. For some time now Canadians have been looking for a way to get in to the US property market. Finally someone has come up with a way that makes it a little easier. RBC Bank, a U.S. division of Royal Bank Financial Group in Toronto, set up a program that allows Canadians to buy U.S. property worth up to $2 million with a down payment of less than 25 percent. This is great news for both Canada and the US. I would highly recommend a conversation with them and see if they meet your needs.

Once you have done this, then decide on when, where, and for what purpose you want to purchase your property. Then carefully select a real estate professional who will take the time to listen to your goals and will put achieving those goals as their highest priority. When you have done this, contact me and we'll get things moving in the right direction for you.

Neil G. Blair-Bennett
Broker-Associate
Alliance Realty Group
14090 Metropolis Avenue, Suite 206
Ft. Myers, FL 33912
Direct Line: (239) 645-3798

Hi Josee,

I specialize in working with Foreign National clients from the UK and Canada. I understand how overwhelming this can be at first but you are not alone. This is common for purchasing real estate in another country.

The first thing you should know is that right now the American banks are offering loans to Foreign National clients with a 35% minimum down payment requirement. So you will need to calculate how much you have to put down and work backwards to find a price that acceptable to you. With the prices being so low right now you can get a very nice condo or home for very little money.

The second thing you must know before buying an investment home here is about how the short term rental market works. If you have considered purchasing here than more than likely you plan to rent your property out while you're not using it offset your expenses and there are some very important facts to know about that. You can read up on all this at my blog at http://www.HonestEstateAgent.com

If you would like to talk in more detail about this process I am happy to assist you, Second Home Foreign Buyers are my area of expertise.

Best of luck Josee.

Erica Muller

Hi Josee -- I would suggest that you secure financing for the U.S. property in Canada. Foreign nationals have quite a hard time here obtaining financing with terms that are acceptable to them. If you have your financing already in place before you come into town to find the home, it will be a lot easier for you and less frustrating. Once you have the financing, you can negotiate very hard to get the best possible price and terms in this fantastic buyers' market.

Best of luck. If I can help you, please give me a call.

Louise Warring
Coldwell Banker Residential Real Estate

Josee,
Please email me at terr@marianschafer.com and let me know which you found. I will glad to help you and your husband. We have helped many Canadians with FL property.
Sincerely
Terry Molnar
The Schaffer Realty Group