A lot of people think their credit is worse than it actually is. I would be happy to talk with you and see what your options are. Please give me a call and we can put together a game plan to help you achieve your dreams of home ownership.
Keller Williams Realty
817-920-7700 (office) http://www.cowtownhomesales.com
Do you know your scores?
Did you go thru a rough patch and that is over now?
Do you have any positive credit that survived the bad times? Credit cards, auto loans?
I have a free ebook about credit that you can have by simply emailing me and asking for it.
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
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Tiffanie: You have been given some really good advice in this column. I certainly hope you have called someone, because you didn't call me!
Take a moment and give an expert a chance to assist you. I have been dealing with real estate loans and credit issues for over 32 years. I know what to do to help you with your situation! So give me a call and we'll get started on it. But if you keep doing what you've been doing, yoiu'll keep getting what you've been getting.
You have a lot of great answers here. I hope you take the time to get a copy of your credit report and review what is on it before you do anything else. Ask yourself why your credit is "bad". Are the circumstances behind your current credit situation behind you, or are these factors still going on today. Before you look at buying or meeting with a mortgage lender, you should take time to evaluate your position yourself. Buying a home is a huge financial undertaking, if your credit situation is not behind you trying to buy a home will end up just costing you money and getting you no where. All that said, I hope you are heading towards a better place financially now. If you are in a better place today, find a very good lender and be prepared to spend some time working through your credit, in the end you will end up with your dream home. Good luck to you.
You are going to get lots of different answers and advice from people. But you really need to sit down and talk to an expert about your personal situation. You want to know the techniques you can use to improve your scores, and outline a plan to achieve your goals. I can help you do just that!
I have 32 years experience selling houses in your area. I live nearby. I am a Certified Instructor in Credit Repair. I specialize in helping first-time home buyers. And I know a good loan officer who has some software on his computer that will show you exactly what is needed to get approved for a loan.
When we have our free consultation, I will show you the steps you need to take to bring the FICO scores up to the level you want them to be. I will show you how to get a copy of your own credit report so that your score is not lowered by another "inquiry." And I will give you an outlne of the steps required to purchase a house so you can follow it from A to Z. ---All of my customers have been very satisfied, and I recently helped a young couple purchase a house who thought their credit was so bad they would never get one. We made it work!
Contact me for an appointment, and I'll show you what needs to be done. Free of charge.
---ULTRA Real Estate Services
Work on getting your credit up to a 640 or better and you going to qualify for most FHA programs with a fantastic interest rate.
Best of luck to you.
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
firstname.lastname@example.org | http://www.AustinListed.com
This year I have successfully closed three transactions after placing my customer is credit repair with Rising Point Solutions located in Grapevine, Texas. One of my clients required 6 months in the program and the other 2 benefited from a 12 month program. Credit scores raised from the mid 500â€™s to mid 700â€™s.
There is a sense of urgency in working on this situation. Congress is considering enacting a law where all medical bills would be included in the mortgage lenderâ€™s approval for your loan. Currently medical bills are a non-factor.
Please contact me for specific information based on your needs. I am willing to help you achieve your goal in purchasing a home from credit repair to finding the perfect home.
Take care and best wishes,
Lucy A. Puniwai
(214)783-6416 - Cell/TEXT
(682-224-8050 â€“ Fax
Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
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