Some lenders will go 1 year most 2-3 years.
FHA 2 years.
Also depends on your downpayment.
Please feel free to call me 424-777-9377 - i'll be happy to help you out.
Thank you for your time.
Should you have any questions - please feel free to call me Toll Free: 1-855-TRUST-55 (1-855-878-7855) ext. 777.
President - RealtorÂ®
- Trust Sale Realty -
Residential & Commercial Real Estate
Toll Free: 1-855-TRUST-55
Toll Free: 1-855-878-7855
Fax: 310-356-4925 http://www.TrustSale.com http://www.TrustSaleRealty.com
Feel free to call me and I would be happy to connect you
Best of luck,
Cal BRE Lic # 01352758
The first step is finding a reputable Lender. My in-house broker will let you know what you qualify for and if you currently do not qualify for a home loan will give you a step by step program to help you get in a position to buy. Credit repair is relatively easy once you know what you need to do.
I also have an amazing buyers agent in the Woodland Hill's area who will be able to help you find that right home once you are qualified. It is very important that your Lender and REALTOR have a good working relationship. Communication is key to a smooth and efficient closing.
I look forward to hearing from you.
Have a great day,
Please call me to discuss: 818.713.9900
http://www.nimadavan.com 24/7 thanks!
It is possible you can get loan. every lender have different investor, you just never know these day.
how is your credit now?
First, any bankruptcy must be "discharged" by the court. You also cannot be in any "Credit Counseling" or other programs that take over your finances. It is actually easier to buy a house than a used car. The "lender" is looking to meet several criteria. Debt to Income ratio, Stability and time on the job. Money in the Bank and bounced check history.Any Retirement or 401 K assets
I have spoken to several mortgage lenders, and almost all of the lenders agree that two years is the amount of time after your bankruptcy discharge that it takes to be able to get a decent mortgage
but again it is depending case by case.
I can recommending you some lenders that you may like to try to get the mortgage loan.
Best of Luck!
I'll be happy to help you.Please give me a call at (800)578-0751 or email Ludy@tarbell.com
We have very knowledgeable lenders in our office.I could set up a meeting with them in person or over the phone.