First getting preapproved is the first step, use a reputable lender with no surprise fees and ridiculously low rates . Next stpe after doing your mortage aproval process would be to determine the neighborhood/areas you prefer. Once you know how much home you can afford, you can then narrow in the area in which you want want to lie in. Getting final approval from a lender takes about about 45 days from offer acceptance in the real world . It is possbile to get everything done in a 2 month timeframe. Once your offer is accepted, you can plan the other stages of the home purchasing experience.... closing and moving date... and of course the awaited enjoyment
of home ownership!
Very exciting - and do be sure to work with an agent that has specific experience with and commitment to first time buyers. Look for patience, compassion and knowledge - and a willingness to share it, all of those attributes will come in handy. I do a lot of business with first time buyers and stay involved every step of the way, proactively describing the process and reminding the buyer where we are on the journey.
There is a long way between the search and the close - the resources you use make a big difference. Find good ones and the process will be more enjoyable and undoubtedly more successful. And yes, Trulia is a great place to begin that search....
Unwavering Commitment to Service
Trulia has a lot of great contacts for realtors and mortgage professionals. If you have already selected a realtor, he or she can put you in contact with local lenders so that you can start working on that part. If you need a contact for a good realtor in Frendon Twp let me know. I have some contacts up in that area.
A popular timeline for a comfortable closing for a residential home in todays market is 60 days. End of June would be a good time for you to start heading out with a buyers agent. This will give you a few weeks to identify a home and move foward.
I agree with all of the answers so far. You should get pre approved so that you know what you can afford. A good mortgage person will walk you through the entire process from start to finish. Then you need to find a good realtor and met with them to decide what type of home you are looking for, what towns you are intersted in and if a short sale, foreclosure will fit in your time frame or if you need to look at non distressed homes. I am a full time realtor in Sussex County and would love the opportunity to meet and speak to and your husband. Please feel free to look me up and check my creditentials.
I will be able to advice you on your qualifying potential. - Alex Sanchez (908) 414-8253. Donâ€™t postpone the opportunity of own your ideal home. Call me today!
Contact a Lender.
Ask friends if they can recommend one.
Any Realtor can also help find a good one.
Using a Realtor to help you search for a home makes good sense.
We can make the search much easier, editing out the bad properties and focusing on your specific needs and desires.
Let us know ifwe can help!
Good Luck with your new home!