If you have income and good credit you might consider buying in your name only.
It is very difficult to find a lease to own, or even a nice rental in 72472 area. I understand your problem.
Good luck Mrs. Hodges.
I can understand completly what you are saying here. My dad and I have the same names also, but the big key here is, we do not have the same Social Security Numbers or Date of Birth. My credit report showed that I had a credit card from Sears when I was 1 years old and it was easy to prove by date of birth that it was not my debt. I guess what I am trying to get at is that it might not be as difficult to clean up your credit as you might think.
I do not have any information on leasing to purchase in your area, but I do wish you the best of luck.....Hal