It is not only credit score but debt to income and amount of down payment and whether it is a jumbo or not
A lot go into a mortgage to get a rate
lenders use more than one factor when determining your qualification for a mortgage loan. You do have a good credit score, but more detailed info is needed to determine the interest rate you could qualify for (debt-to-income-ratio, loan amount).
What about your credit and employment history? Do you have steady income and enough assets for down payment and closing costs?
I work for a direct lender and offer personalized customer service to all my clients. Please feel free to contact me at your earliest convenience, if I may be of any service to you.
Lic. Loan Originator
Here's how qualified buyers can almost effortlessly obtain the lowest rates
Your interest rate is not only determined by your credit score but also can be affected by several other things including the type of loan, amount of your down payment, and the type of property you are purchasing. I am a licensed, experienced mortgage broker and work with several different lenders with very competitve rates. If you would like to contact me directly I'll be happy to give you more detailed answers to your particular situation.
Best of luck to you!
Licensed Mortgage Broker
Ameritrust Mortgage Associates LLC
Cell: (904) 614-7312
Liane Jamason, REALTOR
Smith & Associates Real Estate