David Cibin, Home Buyer in Outside U.S.

Moving to US in a few months, looking to mortgage that I can proof income from my home country. Credit Score in US is good but 6 months older

Asked by David Cibin, Outside U.S. Mon Jul 22, 2013

I'm about to moving to US in few months as my Green Card is getting ready, I want to buy one property to live and a second for investment. I do have a good credit score about 728 but it's really new about six months when I opened an account and got an credit card. I have good credit here in Brazil and down payment for both propertys will be around 20%-30% which depend on property prices.
I need advice to get mortgage to buy these properties

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Answers

10
We specialize in mortgages for foreign nationals and would be happy to answer any questions that you may have.

Dane Crichton
Branch Manager
Loan Simple Inc.
(954) 424 - 0928 Office
(954) 616-7190 Direct
Email: dcrichton@loansimple.com
0 votes Thank Flag Link Wed Aug 14, 2013
How are you? We are located in South Florida..My company closes private mortgage loans all over Florida.. We are a fully licensed mortgage company. We also work with local community banks and FHA AND FANNIE MAE conventional lenders/FOREIGN NATIONAL MORTGAGES. ..We are located in Palm Beach County.. Neil Sherry Florida Mortgage Consultants 561-732-6376

NEIL
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0 votes Thank Flag Link Fri Jul 26, 2013
Olá David
Voce precisa no minimo de 3 ano histórico de crédito, e de trabalho interrompido por pelo menos 2 anos para se qualificar para um credito como um residente nos Estados Unidos. A única maneira seria fazer Empréstimo para estrangeiros com cerca de 35%. Não é possível financiar 2 propriedades ao mesmo tempo como ainda não

Kamal Salim
954-297-3630
info@kamalsalim.com
0 votes Thank Flag Link Mon Jul 22, 2013
hi David,

Please contact me, will be glad to recommend you to a Mortgage Broker who has experience working with foreign investors.

Thank you,
Maria Sabio
CHANE REALTY
954-336-5156 [C]
maria@chanerealty.com
0 votes Thank Flag Link Mon Jul 22, 2013
Easy, just e-mail: RichardContreras1@comsact.net . This guy is awesome! Good Luck!
0 votes Thank Flag Link Mon Jul 22, 2013
Hi David,

I've been helping foreign national buyers for many years. I'm also Brazilian and in case you feel more comfortable, I also speak Portuguese.

My office is located in Fort Lauderdale, right on Las Olas Blvd, and we do have a Mortgage Broker inside our office who is very knowledgeable and specializes in Foreign National financing as well.

Please feel free to contact me at your convenience.

Best regards,

Elane Costa, GRI, RDCPro, CFS
Broker Associate

Galleria International Realty
945 East Las Olas Blvd
Fort Lauderdale, FL 33301

Cell: (954) 649-0220 (Call or Text)
Email: elanecosta@aol.com
0 votes Thank Flag Link Mon Jul 22, 2013
Hello David: Here is the name of my mortgage broker here in Fort Lauderdale. Allen is very knowledgeable and gets the job done:

Allen Robinson
Founder\Owner
First Trust Mortgage Powered By Hamilton Group Funding
"16 Years in Business"
877-529-9758 ext 229
Fax: 561-347-2508
ajrftmc@aol.com
http://www.borrowsmart.biz
http://www.linkedin.com/in/mrallenrobinson/
http://www.facebook.com/mrallenrobinson
http://twitter.com/mortgagesrus

Barbara Easton-Irvin
Atlantic Properties

Check out my website at:
http://www.fortlauderdalehomes4u.net
0 votes Thank Flag Link Mon Jul 22, 2013
Hi David: I work with many international buyers - I can direct you to a couple of excellent mortgage brokers who specialize in foreign national financing. You should anticipate a downpayment of 30% but of course, this can vary, depending on your specific situation.

Please let me know if I can help - I'm originally from England and have a good understanding of what it's like to move to a new country. I've done it myself!

My husband and I own our own boutique brokerage here and we know the great Fort Lauderdale area extremely well. We are knowledgable, professional and very ethical - and we're friendly and nice to work with too! We pride ourselves on our communication skills and will make sure that you're comfortable and understand every step of the process.

Please feel free to let me know if we can help you,

Best of luck with your move to the U.S.

Angela
Villa G Realty, Inc.
Tel: 954-816-7996
Web Reference: http://www.villagrealty.com
0 votes Thank Flag Link Mon Jul 22, 2013
Hi David,

I am a foreigner my self dealing daily with foreign investment properties and mortgages have a lender on hand who specialises on lending to foreign nationals. There is more to than just a credit card and a credit schore of 728. She, my mortgage lender, certainly can help you.

If you want to take a look for homes what you can find please visit

http://www.FortlauderdaleRealEstateDeals.com

There you find neighborhood info, school info, church, shopping and so much more.

Let me know if you have any question

Annett T. Block
call/ txt (954) 543-1794
http://www.FloridaConnectsInc.com
0 votes Thank Flag Link Mon Jul 22, 2013
As a non citizen, lenders may use over seas (documented) income/assets
Please call Lisa (she owns her own Mortgage Company) for guidance

Cell# 561-400-9478

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With enthusiasm,

Meir Aloni & Team

CRS (Certified Residential Specialist)

CDPE (Certified Distressed Property Expert)

RECS (Real Estate Cyberspace Society)

Successfully selling Broward County since 1986!
0 votes Thank Flag Link Mon Jul 22, 2013
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