Get pre-approved sooner than later. That way you have time to deal with any issues.
Let me know if I can answer any more questions.
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
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If you need someone to work with you that is local, Tom is a great resource to speak with about mortgages.
It's more than real estate. It's RAYL-Estate!
Keller Williams Elite
I'd probably try to get preapproved now.
That way if there is a credit score cutoff to get a better interest rate, maybe you can work on it now.
The loan officer can also give you an idea of what money you will need for down payment and closing costs so you can start planning for that.
Also if there is anything negative on your credit you have time to get it removed.
You'll need another update closer to your purchase date, but I would try now.
If you need a great loan officer, let me know and I will get you a referral.
I have a lender that I refer my clients to all the time and he is really good. His name is Larry Brand at Supreme Lending. His number is (214) 298-6635. I would suggest that you call him as he is also a mortgage consultant and will give advice if there's anything you can do now to improve your credit score.
Credit score is not the only factor that a lender considers; your employment, how long you've been in the same line of job, your payment history, bankruptcy and the list goes on.
When you are ready to purchase a home please call me. My references are available upon request!
Susie Kay, GRI, CHMS, SFR
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240
Servicing your real estate need is my priority!