P.S. If you feel urgent about getting a "good deal", prices are going to continue to decline through end of 2011 (earliest), & will remain low for awhile, so I want to encourage you that there will be opportunities available.
There are a few deals like that around that could work for you, and then when your bankruptcy is up and your lender gives you a "go" you can refinance.
give me a call at 503-752-3435 or shoot me an email, and I'll be happy to help.
Thanks for the clarification on location!
Eric Newman- 503-698-5801
Bonny Crowley, ABR,CRS
Portland Principal Realty