Since this is a new property without any lease. The income wont able to help you with the down payment or can included in your income when they calculate the debt and income ratio. Lender usually require a 1-2 years lease period before it can be counted as toward income.
I believe you will get a much better rate if you use a residential home loan. Please email me at email@example.com and I will be happy to help you getting on hold with a lender that will able to help.
2. You would require a commercial loan.
3. Income producing not apply towards your downpayment You would have to have "cold hard cash " for downpayment
4. You or your company must qualify in order purchase any property whether be residential or commercial . You don't own the property therefore that income does not apply .
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I can't envision the property.
Sounds like it might work for residential...but tough to say without knowing the property.
What does your realtor advise?