Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
Good credit is a great place to start, job times sound light, but we don't know about yours. The other compensating factors can be down payment and savings. The more you have, the greater your chances are. Ultimately no matter what any of us guess here, until you meet with a good local lender and discuss your whole scenario, there is no way to know.
As a lender I've met with several people in your position, just trying to find out how to proceed. Once we have a file started, we can either obtain an approval or discuss the areas that need improvement in order to get one. The sooner you meet with a good lender the sooner you can put a plan together.
Ask your friends or family for a referral to a trusted loan officer. Let them do a pre-approval and see what obsticles there are to overcome. At least you will know what you need to do to get where you want to be.
Good Luck! I love working with first-time homebuyers because it is exciting to see people live the american dream.
Mark Atteberry, Expert Louisville Realtor