Turning your Dream into an Address
Coldwell Banker Residential Brokerage
besides your monthly income, two other numbers are important - your debt (how much you have to pay every month) and your credit score. A lender will use all three to decide whether or not you qualify to buy a home here.
Will you have to find a new job when you move to Arizona? Please don't forget that you will need to have an income if you plan to buy a house.
If you can't qualify for traditional financing, you could try seller financing. Those are houses where the seller is willing to finance the buyer. No banks involved.
Here is a list of seller financing homes in San Tan Valley and other areas -> http://www.myfirsthouseaz.com/?filter=sellerfinancing
I hope this helps.
Jose Dias, REALTOR
Yes, you can buy a home in Arizona with that monthly income, but you need to meet with a lender first so you know exactly what you are qualified for. I do know and work with several loan officers and I will be willing to send you their information. Call or e mail me today.
Realty One Group
Send me an email and I'd be glad to provide you with two excellent lenders here in Phoenix that can do a quick qualification over the phone with you and let you know where you stand.
Realty ONE Group